Customer Protection

OUR PRIVACY COMMITMENT TO YOU

What We Do

How does KodaBank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measure that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How does KodaBank collect my personal information?

We collect your personal information, for example, when you

Open an account

Make deposits or withdrawals from your account

Give us your income information

Provide employment information

Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

Sharing for affiliates' everyday business purposes - information about your creditworthiness

affiliates from using your information to market to you

sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. 

 

Maintaining your privacy is important to KodaBank.  We realize that your relationship with us is built on trust, and that's why we take every precaution to safeguard your personal information.  This notice is intended to describe how we collect, maintain, and  disclose customer information.  This notice may be amended from time to time at our discretion.  If you have any questions, comments, or complaints about our privacy policy, please contact us at 701-454-3317 (Drayton), 701-248-3242 (Minto), 218-418-3319 (Stephen) or 218-674-4179 (Kennedy).

CONFIDENTIALITY AND SECURITY OF NONPUBLIC PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

COLLECTING INFORMATION ABOUT YOU

We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms;

Information about your transactions with us, our affiliates, or others; and

Information we receive from a consumer reporting agency.

DISCLOSURE OF INFORMATION ABOUT YOU

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. 

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