Customer Protection
OUR PRIVACY COMMITMENT TO YOU
What We Do
How does KodaBank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measure that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does KodaBank collect my personal information?
We collect your personal information, for example, when you
Open an account
Make deposits or withdrawals from your account
Give us your income information
Provide employment information
Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
Sharing for affiliates' everyday business purposes - information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Maintaining your privacy is important to KodaBank. We realize that your relationship with us is built on trust, and that's why we take every precaution to safeguard your personal information. This notice is intended to describe how we collect, maintain, and disclose customer information. This notice may be amended from time to time at our discretion. If you have any questions, comments, or complaints about our privacy policy, please contact us at 701-454-3317 (Drayton), 701-248-3242 (Minto), 218-418-3319 (Stephen) or 218-674-4179 (Kennedy).
CONFIDENTIALITY AND SECURITY OF NONPUBLIC PERSONAL INFORMATION
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
COLLECTING INFORMATION ABOUT YOU
We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms;
Information about your transactions with us, our affiliates, or others; and
Information we receive from a consumer reporting agency.
DISCLOSURE OF INFORMATION ABOUT YOU
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
