CDs & IRAs
KodaBank’s Certificates of Deposit & Individual Retirement Accounts
Your Building Blocks For A Brighter Future
Like everyone, you have goals. And dreams. And experiences you’d like to pay for with your hard-earned money. That’s where CDs and IRAs from KodaBank come in.
Maybe it's a bigger house, a new boat or something special for your family. Or maybe it's years of relaxation after retirement. KodaBank’s CDs and IRAs help you save now – so the money is available when you need it. Here, you can grow your savings at an exceptional rate and be financially ready for whatever tomorrow brings.
Certificates of Deposit
- Invest for anywhere from 3 months to five years
- Earn higher interest than you would on a traditional savings account
- Minimum deposit of $1,000
- Tiered rate structure means that bigger balances can earn even higher returns
Individual Retirement Accounts
- Choice of Traditional and Roth IRAs
- Save for retirement while enjoying potential short-term and long-term tax benefits
- Education IRAs also available to cover eligible primary, secondary and college education costs
- No annual fees
- Accounts protected by Federal Deposit Insurance Corp.
Amount of CD |
3 Month Rate | 3 Month APY** | 6 Month Rate | 6 Month APY** | 12 Month Rate | 12 Month APY** | 24 Month Rate | 24 Month APY** | 36 Month Rate | 36 Month APY** | 48 Month Rate | 48 Month APY** | 60 Month Rate | 60 Month APY** |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $1,000-$24,999* | 4.00% |
4.06% | 3.75% |
3.79% | 3.50% |
3.50% | 3.25% | 3.25% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% |
| $25,000-$99,999* | 4.10% | 4.16% | 3.85% | 3.89% | 3.60% | 3.60% | 3.35% | 3.35% | 3.10% | 3.10% | 3.10% | 3.10% | 3.10% | 3.10% |
| $100,000 and over* |
4.20% | 4.27% | 3.95% | 3.99% | 3.70% | 3.70% | 3.45% | 3.45% | 3.20% | 3.20% | 3.20% | 3.20% | 3.20% | 3.20% |
9 MONTH CD SPECIAL - 4.50%
- $2,500 minimum opening deposit
- 4.53% APY
- New money only
15 MONTH CD SPECIAL - 4.15%
- $2,500 minimum opening deposit
- 4.16% APY
- New money only
Rates Effective November 18, 2024
*A penalty may be imposed for early withdrawal
**APY = Annual Percentage Yield