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Commercial

Secure the financing your business needs

Businesses of all sizes have long turned to KodaBank for loans and lines of credit that align with their specific goals. Whether you're eyeing a short-term fix or a long-term project, you'll find the right loan program and an experienced team ready to deliver at KodaBank.

Commercial Lines of Credit

Open a line of credit so your company has immediate access to funds for day-to-day expenses. You can cover payroll, fill in seasonal cash shortages, purchase supplies, repair your property or machinery and much more, all at a rate that fits your bottom line.

Equipment Financing

Whether you run a farm, factory or small business, you need modern equipment to remain competitive and maintain efficiency. Our affordable financing can help you expand or upgrade the equipment you rely on to get the job done.

Commercial Real Estate

If you're opening a new business, upgrading your headquarters or adding property to your portfolio, KodaBank's team can provide the capital you need to acquire the land and buildings.

Construction Loans

Breaking ground on a new construction project requires attention to every detail. Rely on KodaBank to handle the financing matters with a hassle-free process that releases funds in a timely manner for each phase of your project.

Term Loans

Work with our team to customize a loan program for your specific business needs, financial goals and cash-flow situations. You can get a term loan with a budget-friendly rate that helps you take on all types of projects.

Additional Options

We leverage every available resource to get your business the financing it needs. Talk to our business lending experts about loan programs available through the U.S. Small Business Administration and the Bank of North Dakota.














KodaBank is a full-service financial institution with branches catering to customers in Northeast North Dakota and Northwest Minnesota. You can find those branches in Drayton, Grand Forks, Fargo, Neche, Walhalla, Minto, Hamilton, Cavalier, and Pembina, ND, and Bemidji, Kennedy, and Stephen, MN.
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An Account For Any Lifestyle. Find Yours!

Whether you want a $0 monthly fee or to earn interest on your deposits, we have an account you can feel good about.

Personal Checking Options