Convenience and flexibility in the cards that fit your needs
You'll find all the cards you need at KodaBank, from a debit card for your checking account to a versatile credit card and gift cards for special occasions.
Visa® Debit Cards
Life has you on the move, running errands and fitting in some fun. The KodaBank Visa® Debit Card keeps pace. Use it at the market, the mall or on Main Street for quick purchases. Get cash at ATMs when you're traveling or donating money to local fundraisers. You can track all your activity using our digital banking tools, too.
To activate your KodaBank Visa® Debit Card or choose a PIN, call 1-800-717-4923.
Visit our KodaBank ATMs for surcharge-free withdrawals:
- Drayton, ND: 104 South Main Street
- Grand Forks, ND: 3975 South Columbia Road
- Fargo, ND: 3181 42nd Street S
- Minto, ND: 521 2nd Street
- Cavalier, ND: 307 Main Street W
- Pembina, ND: 133 Stutsman Street
- Walhalla, ND 1112 Central Ave
- Stephen, MN: 398 Pacific Ave
- Kennedy, MN: 101 5th Street East
- Bemidji, MN: 1060 Paul Bunyan Drive NW
MoneyPass®
You also have access to nearly 40,000 surcharge-free ATMs around the country through our partnership with the MoneyPass® network. Find an ATM wherever you go so you always have cash at hand.
MoneyPass is a registered trademark of Fiserv, Inc
Visa® Credit Cards
When you're carrying the right credit card, you have the financial flexibility you need to take care of everyday expenses... and to treat yourself now and then. The KodaBank Visa Credit Card will become a go-to financial tool, providing convenient account management options and valuable perks.
- Annual fee waived the first year
- Low Annual Percentage Rate (APR)
- Schedule payments through our Mobile App or Online Banking
- Register your card at mycardstatement.com to access your account, analyze spending, review statements and pay bills online
- Complimentary $150,000 in Travel Accident Insurance when you use your card to purchase tickets
- Take advantage of travel dividends, exclusive discounts and reservation services
- Includes 24/7 fraud protection that you can enhance by signing up for purchase alerts
Please note, if your card is lost or stolen, call us immediately at 1-800-423-7503.
Visa® Gift Cards
Looking for a gift that's sure to please? This one is always the right size and color. Give your recipients freedom to choose exactly how and where they want to spend the money.
- Choose any amount ranging from $10 to $1,000
- Visit any KodaBank location and we’ll load the card on-site
- Cards are accepted online and at millions of merchants who accept Visa® cards
Reloadable Cards
This is a lot more than a one-and-done gift card. Reloadable Visa Prepaid Cards® are a great tool to help limit discretionary spending and budget for everyday expenses.
- Spend what you load
- This card isn't linked to your other accounts
- Monitor your balance with free1 text alerts2 and online access
- Withdraw cash fee-free3 at MoneyPass® ATMs nationwide
*Card Replacement Fee $10.00. See Cardholder Agreement for details.
1While this feature is available for free, certain other transaction fees and cost terms, and conditions are associated with the use of this card.
2Third-party fees may apply. Other fees may apply, see terms and conditions for details.
3For each out-of-network ATM withdrawal, Pathward®, National Association charges a $2.50 fee. Plus, the ATM owner may charge a fee.
Reloadable Visa® Prepaid Card is issued by Pathward®, N.A., member FDIC, pursuant to a license from Visa USA, Inc.
Use wherever Visa Debit is accepted worldwide.
KodaBank is a full-service financial institution with branches catering to customers in Northeast North Dakota and Northwest Minnesota. You can find those branches in Drayton, Grand Forks, Fargo, Neche, Walhalla, Minto, Hamilton, Cavalier, and Pembina, ND, and Bemidji, Kennedy, and Stephen, MN.
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