Who is KodaBank?
KodaBank is a local financial institution serving the needs of twelve communities throughout North Dakota and Minnesota: Drayton, Cavalier, Minto, Walhalla, Neche, Pembina, Grand Forks, Fargo, Hamilton, Stephen, Kennedy and Bemidji. We have roots dating back to the late 1800s and we take pride in where we have come from, where we are and where we are going. KodaBank started as an independent, locally owned bank and remains so still today. We understand the challenges our customers face because the people who help you open an account or apply for a loan are the same people you see in your neighborhood, in the store, at a town meeting or at a youth sporting event. All decisions affecting you, the customer, are made in the communities in which we live and have vowed to serve. Local decision-making allows us to help connect you with the financial services you need.
We've seen change and we're excited about it. Expansion gives us the opportunity to serve more communities and to provide convenient access to our offices for customers across the region.
But many things haven't changed. We have always worked to build long-standing relationships with the people we serve. We're known to be straightforward and easy to work with, a local bank where people can come to us and get common-sense advice on how to tackle various financial challenges. People trust us to do right by them.
Many of our customers make their living off the land. We've served some farm families for generations and we're proud of that. We're still here for them, just as we are for other small businesses, individuals and families who work hard for their money.
As the years change, our values never will. Not even a little. We will continue to manage our business locally. We will continue to build relationships with families, farmers and business owners. And we will continue to support every one of our local communities.
At KodaBank, we look forward to serving you now and in the future.
Core Values - Honest | Humble | Helpful
Our values are the essence of all we are and strive to be. Our actions, attitude and work ethic define our culture and reflect who we are.
Our Mission
Guided by our core values, KodaBank is committed to meeting and exceeding the expectations of our customers, while strengthening the communities in which we live and serve; along with building customer loyalty that leads to long-term growth and financial stability.
Our Vision
- To be a financially viable, independent community bank that is committed to improving the quality of life of the communities we serve.
- To earn the loyalty of employees, customers, and the community by operating with integrity and fairness at all times.
- To demonstrate behavior that totally focuses on the customer and recognize they are the reason we are here.
- To have employees who are empowered to build long-term relationships with our customers.
- To provide our shareholders and employees long-term financial growth.
- To satisfy the customer’s needs by offering a myriad of products that are driven by the ever-changing needs in our market, including technological changes.
KodaBank is a full-service financial institution with branches catering to customers in Northeast North Dakota and Northwest Minnesota. You can find those branches in Drayton, Grand Forks, Fargo, Neche, Walhalla, Minto, Hamilton, Cavalier, and Pembina, ND, and Bemidji, Kennedy, and Stephen, MN.
An Account For Any Lifestyle. Find Yours!
Whether you want a $0 monthly fee or to earn interest on your deposits, we have an account you can feel good about.