a woman sitting on her couch holding a mobile phone with her laptop computer

Digital Banking

Your money is valuable. But your time is precious, too

Many of our Minnesota and North Dakota neighbors lead busy lives, filled with jobs, family and everyday errands. Getting everything done can be a true challenge. We can loosen up your schedule a bit. Instead of visiting a branch, log onto your computer or open up our app and manage your finances morning, noon or night - whenever you have a few minutes to spare.
The internet has changed the way we shop, connect with friends and follow the news. It's changed banking for the better as well. Our secure website offers easy access to all your KodaBank accounts, allowing you to handle important financial matters in just a few minutes.

  • 24/7 secure access to your KodaBank accounts
  • Check balances and review past transactions
  • Transfer funds between accounts
  • Pay bills electronically with Bill Pay
  • Make loan payments
  • Receive important notifications about your accounts
  • State-of-the-art security measures safeguard your personal information
These days, pretty much everyone knows how useful apps can be. After all, you probably have a dozen or more on your smartphone. We've made sure ours, KodaMobile, easy to use and provides all the banking services you may need in the palm of your hand.

  • Download KodaMobile for free from the App Store or Google Play
  • 24/7 access to all of your KodaBank accounts
  • Check balances and transfer funds
  • Review recent transactions
  • Pay your bills in a matter of minutes
  • Make loan payments
  • Sign up to receive alerts when payments are due, your balance runs low or checks clear
Deposit your paycheck from anywhere life takes you. Personal checks, too. Using your smartphone's camera, you are only a couple of clicks away.
  • Open the KodaMobile app
  • Endorse your check as usual, adding the phrase, "For Mobile Deposit Only"
  • Take images of front and back of check with smartphone or tablet camera
  • Follow our simple instructions within the app to submit the images
  • Receive electronic confirmation that your funds have been received
  • Get quick access to your money











KodaBank is a full-service financial institution with branches catering to customers in Northeast North Dakota and Northwest Minnesota. You can find those branches in Drayton, Grand Forks, Fargo, Neche, Walhalla, Minto, Hamilton, Cavalier, and Pembina, ND, and Bemidji, Kennedy, and Stephen, MN.
a man sitting on his living room floor working on his laptop

An Account For Any Lifestyle. Find Yours!

Whether you want a $0 monthly fee or to earn interest on your deposits, we have an account you can feel good about.

Personal Checking Options