Grow your money for short-term savings or long-term prosperity
The reasons you want to save more money can be as diverse as your imagination. That's why you'll find so many options when it comes to investing that hard-earned money in our CDs and IRAs.
You could have your eye on a special purchase or experience. Or maybe you're putting your retirement plan into action with an eye on the future. There's also an opportunity to set aside money specific for your children's (or grandchildren's) future education expenses. You'll find our CD and IRA rates and terms aligned with your goals, whatever they may be.
Certificates of Deposit
- $1,000 minimum deposit
- Choose investment terms ranging from three months to five years
- Earn money at a higher interest rate than a traditional savings account
- Our tiered rate structure means larger balances can earn even higher returns
Individual Retirement Accounts
- Choose between Traditional and Roth IRAs
- Save for retirement while enjoying potential short-term and long-term tax benefits (consult your tax advisor for complete details on tax advantages)
- Education IRAs (known as Coverdell Education Savings Accounts) are available to cover eligible primary, secondary and college education costs
- No annual fees
- Accounts protected by Federal Deposit Insurance Corp.
Current Rates
| CD Type | Rate | APY*** |
|---|---|---|
|
3 Month:
$1,000 - $24,999*
$25,000 - $99,999*
$100,000+*
|
4.00%
4.10%
4.20%
|
4.06%
4.16%
4.27%
|
|
6 Month:
$1,000 - $24,999*
$25,000 - $99,999*
$100,000+*
|
3.75%
3.85%
3.95%
|
3.79%
3.89%
3.99%
|
|
12 Month:
$1,000 - $24,999*
$25,000 - $99,999*
$100,000+*
|
3.50%
3.60%
3.70%
|
3.50%
3.60%
3.70%
|
|
24 Month:
$1,000 - $24,999*
$25,000 - $99,999*
$100,000+*
|
3.25%
3.35%
3.45%
|
3.25%
3.35%
3.45%
|
|
36 Month:
$1,000 - $24,999*
$25,000 - $99,999*
$100,000+*
|
3.00%
3.10%
3.20%
|
3.00%
3.10%
3.20%
|
|
48 Month:
$1,000 - $24,999*
$25,000 - $99,999*
$100,000+*
|
3.00%
3.10%
3.20%
|
3.00%
3.10%
3.20%
|
|
60 Month:
$1,000 - $24,999*
$25,000 - $99,999*
$100,000+*
|
3.00%
3.10%
3.20%
|
3.00%
3.10%
3.20%
|
9 MONTH CD SPECIAL:
- 4.50% Rate | 4.53% APY
- $2,500 minimum opening deposit
- New money only
15 MONTH CD SPECIAL:
- 4.15% Rate | 4.16% APY
- $2,500 minimum opening deposit
- New money only
Rates Effective November 18, 2024
*A penalty may be imposed for early withdrawal
**APY = Annual Percentage Yield
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